[et_pb_section fb_built=”1″ fullwidth=”on” admin_label=”Section – Ent\u00eate” _builder_version=”4.7.4″ _module_preset=”default” height=”50vh” height_tablet=”” height_phone=”” height_last_edited=”on|phone” global_module=”19″ saved_tabs=”all” collapsed=”off”][et_pb_fullwidth_post_title meta=”off” featured_placement=”background” text_color=”light” admin_label=”Titre de la page” _builder_version=”4.7.4″ _module_preset=”default” title_text_align=”center” use_background_color_gradient=”on” background_color_gradient_start=”rgba(0,0,0,0)” background_color_gradient_end=”#0b2746″ background_color_gradient_start_position=”35%” background_color_gradient_overlays_image=”on” width_tablet=”” width_phone=”” width_last_edited=”on|desktop” max_width_tablet=”” max_width_phone=”” max_width_last_edited=”on|phone” height=”50vh” custom_css_main_element=”width:100%;||display: flex;||flex-direction: row;||flex-wrap: nowrap;||justify-content: center;||align-content: center;||align-items: center;” text_shadow_style=”preset3″][\/et_pb_fullwidth_post_title][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.6.6″ _module_preset=”default”][et_pb_row _builder_version=”4.6.6″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.6.6″ _module_preset=”default”][et_pb_text admin_label=”Tout le monde a besoin de faire des \u00e9conomies.” _builder_version=”4.7.5″ _module_preset=”default”]<\/p>\n
Everyone needs to save money. But if this money merely sits in a bank account, you are missing out on an opportunity to multiply and even protect these savings.<\/p>\n
Did you know that many plans offer very interesting fiscal advantages? It is in your best interest to know these well in order to choose those that suit your needs. Allow us to review your financial situation and to recommend an action plan that could change your future.<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Section highlight” _builder_version=”4.6.6″ _module_preset=”default” background_color=”#e5e9ec” custom_margin=”||30px||false|false”][et_pb_row _builder_version=”4.6.6″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.6.6″ _module_preset=”default”][et_pb_text _builder_version=”4.9.2″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″]RRSP<\/strong>: The R<\/strong>egistered R<\/strong>etirement S<\/strong>avings P<\/strong>lan objective is to invest and save on taxes, in most cases in preparation for retirement.<\/p>\n TFSA<\/strong> : The T<\/strong>ax-F<\/strong>ree S<\/strong>avingsA<\/strong>ccount allows your investment to grow tax-free.<\/p>\n RESP<\/strong>: The R<\/strong>egistered E<\/strong>ducation S<\/strong>avings P<\/strong>lan allows you to save, to obtain a grant and to invest in a child\u2019s education.<\/p>\n VRSPs<\/strong>: The V<\/strong>oluntary R<\/strong>etirement S<\/strong>avings P<\/strong>lans allow you to save and invest towards retirement via payroll deductions.*<\/p>\n RDSP<\/strong>: TheR<\/strong>egistered D<\/strong>isability S<\/strong>avingsP<\/strong>lan is intended to ensure long-term financial security for a disabled person.<\/p>\n Segregated funds<\/strong>: A segregated fund is an investment that is similar to a mutual fund. The main difference is that it offers a guarantee upon death and sometimes at fund maturity. The main difference is that it offers a guarantee upon death and sometimes at fund maturity.<\/p>\n GIC<\/strong>s: The G<\/strong>uaranteed I<\/strong>nvestments C<\/strong>ertificates allow you to invest money for a determined period of time (from 30 days to 10 years) and to recover the initial investment at maturity plus interest.<\/p>\n Quebec Savings Bonds: These bonds are redeemable at full face value, depending on the chosen investment period, without penalty.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.7.5″ _module_preset=”default”][et_pb_row _builder_version=”4.6.6″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.6.6″ _module_preset=”default”][et_pb_text _builder_version=”4.7.5″ _module_preset=”default”]<\/p>\n We do business with most financial institutions which allows us to offer you the best possible solution. We are also able to provide the best daily interest rate for all of the institutions whose banners are displayed below as well as the past performances of funds offered by these companies.<\/p>\n * * Only certain employers offer this plan. If your employer does offer a VRSP, you are NOT obligated to participate.<\/em><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.7.5″ _module_preset=”default”][et_pb_row _builder_version=”4.6.6″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.6.6″ _module_preset=”default”][et_pb_text admin_label=”Liens utiles” _builder_version=”4.7.5″ _module_preset=”default”]<\/p>\n [\/et_pb_text][et_pb_button button_url=”https:\/\/lautorite.qc.ca\/grand-public\/publications\/pour-le-grand-public\/investissement” url_new_window=”on” button_text=”AMF – Comment faire le point sur vos finances personnelles?” admin_label=”AMF – Comment faire le point sur vos finances personnelles?” module_class=”btn-source-link amf-bg-icon” _builder_version=”4.7.5″ _module_preset=”default”][\/et_pb_button][et_pb_button button_url=”https:\/\/lautorite.qc.ca\/grand-public\/investissements\/fonds\/fonds-distincts” url_new_window=”on” button_text=”AMF – Fonds distincts 8 questions r\u00e9pondues” admin_label=”AMF – Fonds distincts 8 questions r\u00e9pondues” module_class=”btn-source-link amf-bg-icon” _builder_version=”4.7.5″ _module_preset=”default”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Section Footer” module_class=”sec_footer” _builder_version=”4.7.0″ _module_preset=”default” background_color=”#3f4852″ global_module=”117″ saved_tabs=”all” collapsed=”off”][et_pb_row column_structure=”1_2,1_2″ disabled_on=”off|off|off” admin_label=”Line – Desktop” _builder_version=”4.7.0″ _module_preset=”default” collapsed=”off”][et_pb_column type=”1_2″ _builder_version=”4.6.6″ _module_preset=”default”][et_pb_image src=”https:\/\/www.cataq.ca\/wp-content\/uploads\/\/2020\/11\/logo-renv_cataq.svg” title_text=”logo-renv_cataq” _builder_version=”4.6.6″ _module_preset=”default” width=”300px”][\/et_pb_image][et_pb_text _builder_version=”4.7.7″ _module_preset=”default” text_text_color=”#FFFFFF” background_layout=”dark” custom_margin_tablet=”||||false|false” custom_margin_phone=”” custom_margin_last_edited=”on|tablet”]<\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.6.6″ _module_preset=”default”][et_pb_text _builder_version=”4.7.7″ _module_preset=”default” background_layout=”dark”]<\/p>\n DO NOT HESITATE TO CONTACT US!<\/p>\n [\/et_pb_text][et_pb_contact_form success_message=”Thank you ! 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We will contact you shortly.” submit_button_text=”Send” _builder_version=”4.7.7″ _module_preset=”default” custom_css_main_element=”color:black;”][et_pb_contact_field field_id=”Name” field_title=”Name” _builder_version=”4.7.7″ button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][\/et_pb_contact_field][et_pb_contact_field field_id=”Email” field_title=”E-mail” field_type=”email” _builder_version=”4.7.7″ button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][\/et_pb_contact_field][et_pb_contact_field field_id=”Message” field_title=”Message” field_type=”text” fullwidth_field=”on” _builder_version=”4.7.7″ button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][\/et_pb_contact_field][\/et_pb_contact_form][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" Everyone needs to save money. But if this money merely sits in a bank account, you are missing out on an opportunity to multiply and even protect these savings. Did you know that many plans offer very interesting fiscal advantages? It is in your best interest to know these well in order to choose those […]<\/p>\n","protected":false},"author":1,"featured_media":870,"parent":1679,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-470","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"\nUseful links<\/h4>\n
PO Box 2117
Jonquiere, Quebec
G7X 7X6<\/address>\nPhone: 418 547-5355<\/a>
Toll-free : 1 800 263-5355<\/a>
Fax: 418 547-5852<\/a>
cataq@videotron.ca<\/a><\/address>\nANY QUESTIONS?<\/h4>\n